Life Insurance Planning
While the marketplace for life insurance companies and products continues to change dramatically, the reasons for buying life insurance have not.
- Family protection
- Business succession
- Estate liquidity
- Second marriages – children from previous marriage
- Estate equalization between children in and out of family businesses
- Children with special needs
Whether it’s used to protect your success or minimize the impact of your death, life insurance is a strategic asset that plays a critical role in your overall financial planning.
As you enter the life insurance planning process, setting your expectations for the process and the marketplace will mean that you are well informed about adding your plan of protection to your portfolio and ensure that your strategy is keyed to your specific goals.
Living longer, healthier lifestyles, significant advances in medical diagnostics and treatments continue to require that life insurance companies redesign and re-price their products. Like any other competitive marketplace, life insurance companies are constantly reevaluating their competitive position so they can focus on their most highly desired target markets. Concurrently, the ever changing economy also continues to play a big role in how life insurance companies adjust their business models to remain as competitive and profitable as possible.
Our responsibility and commitment to our clients is to constantly remain vigilant with our research and knowledge of the marketplace so that our knowledge and experience inspires your confidence in us and clarity with respect to the solutions that we design.